Financial Crimes Investigator - USDS
Location: Washington, DC
Job ID: A166270
About TikTok
TikTok is the leading destination for short-form mobile video. Our mission is to inspire creativity and bring joy. TikTok has global offices including Los Angeles, New York, London, Paris, Berlin, Dubai, Singapore, Jakarta, Seoul and Tokyo.
Why Join Us
Creation is the core of TikTok's purpose. Our platform is built to help imaginations thrive. This is doubly true of the teams that make TikTok possible. Together, we inspire creativity and bring joy - a mission we all believe in and aim towards achieving every day. To us, every challenge, no matter how difficult, is an opportunity; to learn, to innovate, and to grow as one team. Status quo? Never. Courage? Always. At TikTok, we create together and grow together. That's how we drive impact - for ourselves, our company, and the communities we serve. Join us.
About USDS
At TikTok, we're committed to a process of continuous innovation and improvement in our user experience and safety controls. We're proud to be able to serve a global community of more than a billion people who use TikTok to creatively express themselves and be entertained, and we're dedicated to giving them a platform that builds opportunity and fosters connection. We also take our responsibility to safeguard our community seriously, both in how we address potentially harmful content and how we protect against unauthorized access to user data.
U.S. Data Security (“USDS”) is a standalone entity of TikTok in the U.S. This new security-first division was created to bring heightened focus and governance to our data protection policies and content assurance protocols to keep U.S. users safe. Our focus is on providing oversight and protection of the TikTok platform and user data in the U.S., so millions of Americans can continue turning to TikTok to learn something new, earn a living, express themselves creatively, or be entertained. The teams within USDS that deliver on this commitment daily span Trust & Safety, Security & Privacy, Engineering, User & Product Ops, Corporate Functions and more.
About the Team
The FinCrime/AML team is looking for investigators to do reviews of transaction monitoring alerts and investigative referrals relating to money laundering, financial crimes, and fraud/scam activity from cross functional partners. Additional duties include Know Your Customer reviews and assistance with training and development of policies / procedures.
In order to enhance collaboration and cross-functional partnerships, among other things, at this time, our organization follows a hybrid work schedule that requires employees to work in the office 3 days a week, or as directed by their manager/department. We regularly review our hybrid work model, and the specific requirements may change at any time.
Responsibilities:
- Carry out investigative/intelligence research of individuals, entities, and/or events related to current or prospective customers through public records, open source intelligence (OSINT), vendor systems, or other research tools.
- Thoroughly analyze investigative and intelligence information pertaining to customer identification, business operations, know your customer ("KYC") information, and transaction history.
- Proactively recommend and implement updates to policies and procedures and drafts new policies and procedures as necessary.
- Identify trends in recurring AML and Financial Crime violations and inquiries, and work closely with teammates and cross-functional partners to enhance compliance procedures and training materials.
- Develop knowledge of criminal methods and AML typologies and use that knowledge to analyze transaction data to identify unusual activity.
- Participate in ad hoc projects and enhanced reviews, including supporting inquiries from regulators and compliance related matters.
- Use data visualization tools to highlight risks to sensitive business practices and further develop cyber enabled financial/criminal investigations.
- Thoroughly analyze investigative and intelligence information pertaining to customer identification, business operations, know your customer ("KYC") information, and transaction history.
- Proactively recommend and implement updates to policies and procedures and drafts new policies and procedures as necessary.
- Identify trends in recurring AML and Financial Crime violations and inquiries, and work closely with teammates and cross-functional partners to enhance compliance procedures and training materials.
- Develop knowledge of criminal methods and AML typologies and use that knowledge to analyze transaction data to identify unusual activity.
- Participate in ad hoc projects and enhanced reviews, including supporting inquiries from regulators and compliance related matters.
- Use data visualization tools to highlight risks to sensitive business practices and further develop cyber enabled financial/criminal investigations.
Qualifications
- 1+ years of experience in Law Enforcement, AML Compliance, or like discipline. Familiar surrounding anti money laundering (AML), financial crimes, sanctions screening, and KYC
- Works well under pressure and within time/budget constraints.
- Investigative skills and an analytical mind-set, including proven problem solving ability.
- Proven track record of managing and executing short and long term projects.
- Collaborates effectively with cross-functional entities across the enterprise.
- CAMS, CFE or similar Investigative Certification is a plus
- Familiar in financial crimes incident investigations support and response functions
- Well-advanced research skills, attention to detail, and sound understanding of AML and fraud prevention technology and methodology.
- Knowledge of cyber threat landscape, cyber enabled crimes, financial crimes, social engineering, insider threats and other criminal activities.
- The ability to abstract and interpret complex financial data and follow the money.
- Ability to work meticulously with careful attention to detail, and communicate succinctly under high pressure.
- Ability to effectively prioritize work, recognize and appropriately deal with sensitive and confidential information.
- Candidate must be able to pass a background investigation.
- Candidate must be willing to work varied hours to enable collaboration with global partners.
- Ability to support non financial crimes investigations when required.
